October is Breast Cancer Awareness Month. Due for your mammogram? Talk with Dr. Mbaraonye about screening. Book a Visit Screening Info
Excellent 5.0 Google Rating 73+ Reviews Read Our Reviews → 5.0 73+ Google Reviews
Luckycharm Primary Care - Primary Care Physician in Longview Texas

DIRECT PRIMARY CARE
(DPC) PROGRAM

DPC MEMBERSHIP

Direct Primary Care (DPC) Program

Looking for care without insurance billing or hidden costs?

Our DPC membership gives you simple, predictable access to your physician — no insurance middleman, no surprise bills. Just a straightforward monthly membership and a doctor who actually has time for you.

$125/mo
Flat membership feeNo hidden costs. No surprise bills. Ever.
Now enrolling adults 18+ · Longview, TX
Getting Started

How to Enroll

Four simple steps and you're a DPC member.

1

Complete the DPC Enrollment Form

Fill out our online DPC Enrollment Request Form with your name, email, and phone number — jump to the form below.

2

Message Our Office

Send a message requesting "enrollment in the LCPC DPC program" and our team will follow up.

3

Review & Sign Your Agreement

We'll email your membership agreement packet — review it, sign it, and send it back.

4

Schedule Your Welcome Appointment

Once we receive your signed agreement, we'll get your welcome appointment on the calendar.

Scheduling future appointments is easy once you're enrolled — book anytime through the patient portal or by calling (903) 488-CARE.

By opting in, you agree to receive SMS alerts regarding your appointment and care from Luckycharm Primary Care. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time. For questions, call 903-488-2273. Your mobile information will not be shared with third parties.
DPC Membership

See What You'd Actually Pay

Enter your current insurance costs to compare against a flat $125/month DPC membership.

$
$
#
Your Current Estimated Cost
$0/yr
Premium + copays, primary care only
Luckycharm DPC Membership
$1,500/yr
$125/mo flat, unlimited visits, no copays
$0
estimated difference per year

This is a simplified estimate for comparison only, based on primary care costs alone. DPC membership is not insurance and doesn't cover hospitalization, specialists, medications, or labs/imaging unless stated. Actual costs vary — talk to our team for specifics.

New for 2026 · HSA & FSA

Pay for your $125 membership with tax-free HSA or FSA dollars

A federal law that took effect January 1, 2026 lets you pay for a qualifying direct primary care membership from your health savings account, and keep contributing to that HSA while you're a member. Our membership is priced under the $150-a-month limit the law sets for an individual.

$125Your monthly Luckycharm DPC membership
$150Monthly IRS limit for an individual DPC membership ($300 for families)
$0Federal income tax on HSA money spent on eligible care

If you have an HSA Health Savings Account

  • Pay your monthly fee with your HSA card, or pay another way and reimburse yourself from your HSA.
  • Keep contributing. A qualifying DPC membership no longer counts as coverage that blocks HSA contributions.
  • New contributions still require an HSA-qualified high-deductible health plan. Starting in 2026, bronze and catastrophic Marketplace plans count.
  • Already have money saved in an HSA? You can spend it on eligible care even in a year you aren't contributing.

2026 HSA contribution limits: $4,400 individual, $8,750 family, plus a $1,000 catch-up at age 55+.

If you have an FSA Flexible Spending Account

  • General-purpose health FSAs generally reimburse medical care, including primary care membership fees.
  • Use your FSA card at payment, or submit your Luckycharm statement to your plan for reimbursement.
  • A limited-purpose FSA (dental and vision only) won't cover medical care.
  • Employers can set their own rules, so confirm with your benefits administrator before you enroll.

2026 health FSA limit: $3,400 per employee. Check your plan's year-end deadline so unused funds aren't lost.

Estimate your savings

What paying with pre-tax dollars could save you

Estimated yearly savings
$445

On $1,500 of care, compared with paying from after-tax income.

Texas has no state income tax, so these savings come from federal taxes. This is an estimate, not tax advice.

How to pay with HSA or FSA
  1. Enroll in the DPC programComplete the enrollment form and sign your membership agreement.
  2. Use your HSA or FSA card for paymentGive our team your HSA or FSA card as your payment method for the monthly fee.
  3. Keep your monthly statementAsk us for an itemized statement any time. Your plan or the IRS may ask to see it.
  4. Paid another way? Reimburse yourselfSubmit the statement to your HSA or FSA plan to move the money back to you.
Example

Luckycharm Primary Care PLLC

3521 N 4th Street, Ste 100 · Longview, TX 75605

Member
Your name
Service period
Oct 1 – Oct 31, 2026
Physician
Dr. Uchenne Mbaraonye, DO
Paid with
HSA card
Direct primary care membership, individual$125.00
Total paid$125.00

This is the kind of detail your HSA or FSA plan looks for: who received care, when, from whom, for what, and how much.

Billed separately, often eligible too

These aren't part of the membership fee, but you can usually pay for them with HSA or FSA funds.

  • PrescriptionsMedications at member pricing or through your pharmacy
  • Labs & imagingTests at outside facilities, paid there
  • Extra visitsAdditional in-person visits at the member discount

Membership fees qualify for HSA payment only when the total of all your direct primary care memberships stays at or below $150 a month ($300 a month for more than one person). The Luckycharm membership covers primary care services and does not include prescription drugs or outside lab work. Eligibility also depends on your own health plan and account rules; check with your plan administrator or a tax professional. Luckycharm Primary Care does not provide tax advice.

Your Primary Care Starts Here

Now accepting new adult patients for in-person primary care in Longview — care led by a Doctor of Osteopathic Medicine, focused on adult primary care and internal medicine.

Payment with Cherry Flexible monthly scheduled payments available for your DPC membership.

Why Patients
Choose to be a DPC Member at
Luckycharm Primary Care

Simple Monthly Pricing

One flat monthly fee. No copays, deductibles, or surprise bills for covered primary care..


Direct Access to Your Doctor

Call, text, or message your doctor directly for support between visits.

Same-Day or Next-Day Visits

Get care quickly without long waits or crowded urgent care centers.

Longer, More Personal Visits

Enjoy more time with your doctor and care focused on your needs.

Better Preventive Care

Stay healthy with routine checkups, screenings, and wellness support.

Better Chronic Disease Management

Get ongoing care for diabetes, high blood pressure, asthma, and more.

Discounted Labs and Medications

Access lower pricing on many common lab tests and medications.

Relationship-Based Local Care

Receive care from a local doctor who knows you and your health goals.